Certified Accounts
Bank On certified accounts are safe and affordable, and meet your needs.

Bank On certified accounts are available in Pennsylvania

A basic banking account is an important first step in participating in the financial mainstream, depositing your paycheck safely, paying bills effectively, accessing or building credit, and saving for emergencies and the future. However, one key challenge facing people without accounts has been a lack of safe and appropriate banking products offered by mainstream financial institutions, particularly those without overdraft. Instead, nearly 36 million adults across the nation rely on costly alternative financial services – like cash checkers, payday lenders and pawn shops – for routine financial transactions.

Banks and credit unions across Pennsylvania offer low-cost, low-fee accounts that are certified as meeting the Bank On National Account Standards.  Want your bank or credit union’s account to join this list? Get in touch with the CFE Fund and learn more!

See the current list of financial institutions offering accounts: Click Here


These accounts do not allow overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.

Certified accounts are $5 or less per month, with no unpredictable fees.

Certified accounts always allow free deposits, free withdrawals and free bill payments.