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Building stronger financial futures for Pennsylvania residents

Bank On Keystone works to connect everyone to safe and appropriate financial products and services.
Bank On Keystone is a collaboration between financial institutions, community-based organizations, and local government to ensure that all residents have the opportunity to be financially healthy. Together, we are working to connect people to safe, affordable, and certified banking accounts. Our members also offer services and educational resources that help empower people and families to improve their financial capability, health and independence.

Bank On National Account Standards


The CFE Fund’s Bank On National Account Standards provide local programs with a benchmark for account partnerships with financial institutions and include both core and recommended features.

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CFE Fund Announces the Bank On National Account Standards for 2021-2022


Accounts certified as meeting these national Standards are already available in 99 of the largest 100 metro markets, and in 50 states and Washington, DC,

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The Present and Future of Bank On Account Data


A report by the CFE Fund and the Federal Reserve Bank of St. Louis

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Our Coalition
Join us in connecting Pennsylvania residents to better banking products and making our community a safer, more accessible place to bank.
Bank On Keystone Coalition members are working together to ensure that all households have access to safe and affordable bank accounts that meet their needs, allowing them to increase assets and strengthen their financial stability.

5.4%
Unbanked Households

U.S. households are unbanked, without a checking or savings account.
4%
Unbanked Households

Pennsylvania households are unbanked, relying on fringe financial services.
$40,000
Unbanked cost over a lifetime

due to the use of costly alternative financial services for routine financial transactions.
BANK ON CERTIFIED ACCOUNTS ARE…
Safe

These accounts do not allow overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.
Low-Cost

Certified accounts are $5 or less per month, with no unpredictable fees.
Functional

Certified accounts always allow free deposits, free withdrawals and free bill payments.