Accounts – Bank On Keystone

Bank On certified accounts are available in Pennsylvania

A basic banking account is an important first step in participating in the financial mainstream, depositing your paycheck safely, paying bills effectively, accessing or building credit, and saving for emergencies and the future. However, one key challenge facing people without accounts has been a lack of safe and appropriate banking products offered by mainstream financial institutions, particularly those without overdraft. Instead, nearly 36 million adults across the nation rely on costly alternative financial services – like cash checkers, payday lenders and pawn shops – for routine financial transactions.

Banks and credit unions across Pennsylvania offer low-cost, low-fee accounts that are certified as meeting the Bank On National Account Standards. Want your bank or credit union’s account to join this list? Get in touch with the CFE Fund and learn more!

See the current list of financial institutions offering accounts: Click Here

BANK ON CERTIFIED ACCOUNTS ARE…

Safe

These accounts do not allow overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.

Low-Cost

Certified accounts are $5 or less per month, with no unpredictable fees.

Functional

Certified accounts always allow free deposits, free withdrawals and free bill payments.

Certified Accounts In Our Area

Alliant Credit Union Teen Checking

Bank of America SafeBalance Banking

BMO Smart Money Checking

Capital One 360 Checking Account

Chase Secure Banking

Citi Access Account

Citizens & Northern Bank C&N Simple Debit Card

Citizens EverValue Checking Account

Citizens Student Checking

CNB Bank Stress Less Account

Discover Bank Cashback Debit

Dollar Bank No Overdraft Checking

ERIEBank Stress Less Account

ESSA Bank & Trust Better Way Checking

First Bank Community Checking

First Commonwealth Bank Confidence Checking

First Commonwealth Federal Credit Union Fresh Start Checking

FNB Corporation First National Bank eStyle Account

FNCB Bank Opportunity Checking

Fulton Bank Xpress Account

KeyBank Hassle-Free Checking

LendingClub Rewards Checking

M&T Bank MyWay Banking Checking Account

Mars Bank Perfect Fit Account

NBT Bank NBT iSelect Account

Orrstown Bank Growth Checking

Penn Community Bank Access Checking

People First Federal Credit Union Bank On Account

PNC Bank Foundation Checking

QNB Bank Opportunity Account

S&T Bank Easy Banking

TD Bank TD Essential Banking

Tompkins Community Bank Smart Spend Checking

Traditions Bank Effortless Checking

Tri-Valley Service Federal Credit Union Essential Checking

Truist Confidence Account

U.S. Bank Safe Debit Account

Univest Bank and Trust Co. Value Checking

Wells Fargo Clear Access Banking

Woodforest National Bank WBank Account